Aston Villa Credit Card

Aston Villa is a rewards card for the company Aston Villa.  If you are usually staying at an Aston Villa during your travels or do travel a lot, this card is one way that you can save a little money according to the advertisement.  There are several benefits with this card if you qualify for approval.

Number one, the Aston Villa card is through MBNA and is a MasterCard.  MasterCard is the second largest card to be accepted worldwide.  This means there are millions of retailers and ATM’s that will help you use the card.  The Aston Villa card doesn’t have an annual fee.

If you apply for this card you have the option of taking advantage of their introductory rates.  The Aston Villa card offers zero percent interest on balance transfers for 12 months.  There are some pretty strict rules with this type of balance transfer.  For example, you can’t be late with a payment or the offer will end.  You also have a 3 percent fee that will be charged for the balance transfer.  This fee is minimal to the interest you pay be paying at the moment, if you can pay off the balance in 12 months.  You need to transfer the balance within the first thirty days to take advantage of the offer.

The Aston Villa card offers a purchase introductory rate as well.  This is a zero percent interest rate for three months.  Both of these offers start from the day the account is open.  The standard variable rate for purchases and balance transfers is 15.9 percent.  This interest rate can change depending on the market at the time and the risk you pose to the credit card company.  Aston Villa is very good at letting you know what rate they are offering you during the application process.

Aston Villa has a reward programme.  The rewards are one point for every pound you spend on the card.  These points are used for several things including travel.  The travel points can be used for flights, hotels, holiday packages, car rental, and others.  You can use partial points and cash in order to pay for the trip if you don’t have enough points to cover the entire cost.   Aston Villa rewards can be used on entertainment such as DVD’s, shopping, wine, or as cash if you prefer.  You can ask that the reward points are exchanged for cash.  The points are not restricted for how you can earn them.  Any time you make a purchase of food, petrol, or entertainment you are earning points.

This card has the standard payment policies in which you need to pay at least the minimum monthly repayment.  You also have the 24 hour customer service, and travel agents with the company to help you use your reward points.  This card is one of the best on the market because it has a lower interest rate and the introductory period that is not being offered by many of the other card companies at the moment.

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