Manchester United Credit Card

Manchester United and Manchester City are two cards to choose from the club.  They each have their own specifics regarding their options.  In this article we are going to concentrate on the rewards offered by the Manchester United Card.  The Manchester United Card is a MasterCard so you know that you have millions of retailers worldwide that you can use the card with.  This card is a little different than others on the market, but it is competitive in their offerings.  Credit card companies have to be competitive in order to get their consumer base, so there are really no surprises left regarding more card benefits.

With Manchester United you have the red card.  This means you will be earning 1 point for every pound you spend, and it can be used towards the Red Rewards and prizes.  By having the credit card you are able to work towards different prizes depending on the year and what companies they are working with.  With Red Rewards earnings you can actually earn a tour of the Theatre of Dreams.  You can also take a tour of the Trafford Training Centre in Carrington.  There are lunches, and other prizes that are offered as well, that have to do with the Manchester Club.

This card also offers an introductory rate on balance transfers and purchases.  First the balance transfer deal is zero percent interest for twelve months on any money you transfer to your new account within a certain time frame.  This time frame is usually 30 days from the account being opened.

The purchase rate is zero percent for three months from the time the account is opened.  This means anything you buy during that time will not be earning interest.  The key to these types of cards is using it for either deal, but not both.  Manchester United will pay down the promotional rates first and the rate that is the lowest is paid down first.  In other words since the balance transfer goes on for 12 months it is the first to be paid down.  This can be difficult if you have used it for purchases too, because they will be paid down after the balance transfer is paid off.

Once the introductory period is over you will be charged a variable annual percentage rate of 15.9 percent.  This is one of the lower standard interest rates on the market at the moment.  There are about twenty other cards with this same type of deal regarding the interest rate and introductory offer.  It is however the only card offering great prizes for being in the Manchester Club.  The City card doesn’t offer as great a prize as lunch with celebrities.  This card doesn’t have an annual fee associated with it.  If you are a fan of the Manchester team, then this is the card to show your loyalty to the team.  There are great benefits to the card.  While there are other cards that are similar it is the only one with Manchester loyalty which makes it one of a kind.

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