Manchester City Credit Card
Manchester City MasterCard is one of the credit cards offered through Manchester. Manchester City has several pros to the card. With the many cards on the market it is hard to decide what the best card is. Part of the reason for so many cards comes down to the difference in lives. We all have different ideas about what we need and credit cards are no different. With the Manchester City card you have an introductory rate on balance transfers and purchases. There are also rewards with Manchester City that may make it more attractive to some individuals. We’ll be looking at all aspects of the card in this article to help you decide.
The balance transfer introductory deal will be zero percent for twelve months. On the whole this offer is similar to the other products on the market. You must have the balance transferred within the first thirty days of opening the account for the deal to go through. You also need to make on time monthly payments in order to keep the introductory rate. There is going to be a 3 percent balance transfer fee to go with the introductory offer.
The purchase rate is zero percent interest for three months. So far this card is like every other card on the market. Many cards are offering the same introductory rate on purchases. It is a little different than other though. There are about twenty cards on the market that vary this introductory period or don’t have one at all.
After the introductory periods are over you will have an annual percentage rate of 15.9 percent. This is a standard variable rate, which means it can change over time and may go up. It is also their standard rate for a person that has good credit. They may offer a higher rate to those who pose more risk. This is the right they reserve as the card issuer. There are few cards that have a lesser rate than the 15.9 percent.
Next with the Manchester card there are points to earn to exchange for free items or discounts at certain places. The points can be earned on any purchases and the rewards can be used for the Manchester Club. The points are earned by one pound spent earning one point. Some cards may offer more points towards the rewards; however they will not apply to the Manchester Club.
As you can see by the explanation of benefits of this card it is very similar to other cards on the market. It does offer you rewards for Manchester which other cards may not. The only other card on the market for Manchester rewards is the Manchester United. The other aspects of the card are similar and while there are some better options for purchases or balance transfers they do have restrictions just like the Manchester City card. As reviews go this is one of the better bank cards you can obtain for a specific purpose of the rewards.
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