MBNA Business BMI

MBNA is one of the largest banks in the world.  They offer several cards around the world including cards in the UK for UK residents only.  BMI is of course an airline that flies out of the UK to several different locations.  BMI decided to offer a credit card through MBNA to their customers.  This particular card is for business owners only.  If you don’t have a business there are other cards through MBNA and BMI that will take care of travel needs such as discount tickets and other rewards.  Since this is a business card the rules are a little different.  You can have a higher credit limit than they offer regular customers.  You also don’t have an annual fee to contend with like other business credit cards.

There are other things with the MBNA BMI card that may be important to you.  We will take a look at the benefits in this review to help you determine if this is the right card for your business.  The first thing that this card offers is the visa logo.  The visa logo is the most widely accepted credit card logo in the world.

Next the card offers an introductory period in both balance transfers and purchases.  You have a zero percent interest rate for twelve months and three months respectively.  These introductory offers are the same as many of the cards on the market for personal use.  The fact that this business card offers you the option of trading your balance from one business card to another is something very special.  Most business cards will not offer this type of deal.  So this is one thing that is different and better than some of the other business card options.

Next you have the annual percentage rate of 17.9 percent.  This is rather high whether you are looking at a business card or personal card. There are only a few of these cards that will offer this high rate.  Part of the increase in the rate is the fact that they don’t charge you an annual fee.  In fact there is one card that charges an annual fee, but they don’t charge interest because of it.  That card offers a better option regarding interest, but they don’t have the balance transfer or purchase special.  In this case it really depends on what you are looking for.  As cards go for business the deals offered and other benefits make it very appealing.

The rewards you can earn for being a BMI consumer are also pretty great.  You earn 1 point for every pound you spend.  You can also get 20,000 free BMI miles with your first purchase.  You do have to charge a bit to get this special trip.  The other thing this card offers is free travel insurance. Some cards will not offer free travel insurance, but will charge you a fee.  If you travel a lot for your business this is the perfect card to have for the benefits and rewards.

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