Portsmouth Football Credit Card

The Portsmouth Football Card is just one of the many on the market.  This card is specific for the Portsmouth team.  In other words there are offers that are specifically for a team rather than England or UK Football.  With the restriction you will learn that your rewards are also going to be restricted, however if you are a football fan of the Portsmouth team the benefits may be just the thing for you.

You earn the rewards for every purchase.  In other words you earn 1 point per pound that you spend.  The purchase you make will not matter, unless you want to earn a few extra points.  When you purchase things from the club such as merchandise you get a few extra points towards other rewards.  The rewards will vary from lunches, tours, meeting the team, and merchandise discounts.  It is up to you to decide what rewards you would like to try for on the list.  The rewards usually have time restrictions, so you may have to decide on something that is attainable or desirable depending on your preferences.

The rewards options are not the only thing this card has.  This card also has an introductory rate.  For balance transfers you will pay zero percent interest for 12 months from the date the account is opened.  The transfer usually has to take place within the first few weeks of the account opening to take advantage of the discount.   There is a 3 percent handling fee on this card for balance transfers.  The fee will not be waived for the introductory period.  You will be paying off the balance transfer first before any purchases or standard transfers.

The purchase option is for three months of zero percent interest.  Again this is from the date the account is opened and not when you receive the card.  After the introductory period is over the interest rate is 15.9 percent.  When you compare the introductory period and the interest rate you will find it is in line with other options.  In fact this credit card is only different in the rewards aspect being geared towards the Portsmouth team.  The annual percentage rate is a standard variable rate.  This means it is subject to change over time due to the market or to your personal finances.  There are other fees like late fees, cash advance fees, and missed payment fees you may have to pay depending on how you use the card.

There is an interest free period of 56 days when you pay the card off in full every month and on time.  This is a special they offer consumers to reward them for great practices.  This is similar to other cards.  As you can see in our comparison and benefits this card is very similar to other personal cards on the market.  The real difference is of course with the rewards options that you have.  The rewards are very specific, but if you are a team fan it can be one of the greatest cards to have for the ticket discounts.

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