Tottenham Hotspur Credit Card
The Tottenham Hotspur visa credit card is just another credit card option that you can take advantage of. We are going to look at the details of the card in this review to see if it might have something a little different from its buddies, on the web. The first thing I noticed about this card is the lack of rewards. It doesn’t have a rewards programme that is associated with the account. If you were hoping for air miles or other options this is not the card to find it with. It does have other options though.
Like many cards on the web it has the balance transfer and purchase deal. This means you have zero percent interest for twelve months and three months respectively. The card seems to be designed for the person needing a balance transfer card. Most cards that offer this type of deal will pay the promotional balance transfer off before any of the other balances. Your card is always split into different categories such as balance transfers, purchases, and cash withdrawals. Even though you have zero percent interest on the card and think you may be paying off the purchases when you make a payment, you are not unless there is no balance transfer. The rules are outlined in the terms and conditions if you have more questions regarding this practice by credit cards. All credit cards will be the same. The terms and conditions also state a 3 percent handling fee will be charged for balance transfers and there is a specific amount of time you have to make the transfer. Lastly the terms start when the account is opened, not when you receive the card.
The Tottenham Hotspur visa card has a 15.9 percent annual percentage rate. This rate is the same as many of these balance transfer intro cards. In other words you don’t have anything particularly special about this card. It does offer the balance transfer and purchase introduction, but the lack of other rewards makes this card a little low on the comparison list.
If you want a card that is just for balance transfers this is the card for you. Other cards are meant for other purposes like the football cards, phone cards, and flight miles cards. Other things that are pretty much the same but could sway you are the fees and other conditions. This card doesn’t have an annual fee. Some cards, though rare, now have annual fees that will make them less appealing. You also have a chance to earn 56 days of interest free when you pay the balance off in full every month and on time. This option is available when you have paid the balance in full for at least six months on time. Many cards are offering this same option, but again it could sway your choice. Other fees such as the cash withdrawal option is 27.9 percent APR. This is average for most of the cards including Tottenham Hotspur.
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