West Ham Credit Card

West Ham United doesn’t offer you any rewards for the card.  In fact they are really offering a card through MBNA in which MBNA invests money back into the club for your benefit.  So while you don’t make any reward points for special deals on flights or other options, there are prizes that can be offered while you have the card because of the donation back into the club.  West Ham United is a visa card.  The visa logo is the most accepted card worldwide making it very useful no matter where you will travel in your life.

The West Ham United credit card may not have any loyalty points to earn, but it does have a few other options you may find important.  There is no annual fee for this card.  To apply you just need to fill out an application and be at least 18 years of age. They do have a few restrictions that we found during our review.  You need to be in good credit standing.  If you have minimal credit they will still offer a card, but the variable interest rate may be a little higher than advertised.

This card has a balance transfer deal for new consumers. The deal is zero percent interest for twelve months.  You will still be subjected to the 3 percent handling fee as most cards have. You also need to transfer the money in the first few weeks in order to take advantage of the deal.  The amount you can transfer can be your entire credit limit, but it is usually wise to transfer only half of that amount even if the card has a small credit limit.  By doing this you can keep the credit scores in a good light and the APR lower.  This option is similar to other cards on the market.

Another option for the West Ham United Visa is the zero percent interest for three months on purchases.  The deal is similar to many of the offers on the market at the moment.  The interest rate after that term is also similar as it is 15.9 percent.  On average the deal through West Ham is the same out of 40 other cards.  It is a personal card so it will not have any business discounts either.  Since it is similar you have to view the difference to see if this card is going to be worth your application.

Our review found that this card doesn’t offer rewards, but prizes that you can win.  The loyalty you show is donated to the club through MBNA so you are indirectly benefiting.  Since there are cards that will allow you to benefit from flights or other rewards this is not your best option, if that is what you are looking for.  As a balance transfer credit card to help you lower your debt it is a great option to take advantage of.  You must be a new consumer to get the special intro deal that is offered.

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