Wigan Athletic Credit Card

Wigan Athletic Visa is one of the many visa cards offered on the market.  There are several features that will be discussed below to help you determine if this is the right option for you.  When reviewing the card we have found many similarities with other card options, but there are a few differences as well.

• Balance transfers: this card allows balance transfers.  It also has a deal for new customers.  For 12 months from the date the account is opened you will receive a zero percent interest rate on balance transfers, made in the first few weeks of the account being opened.  This deal is similar to a great many on the market.  There is a fee of up to 3 percent for administration costs.
• Purchases:  On purchases you can have zero percent interest for three months.  This is a similar deal as well to others on the market. 
• After the introductory period is over there is a 15.9 percent APR rate for both balance transfers and purchases.  The rate is a standard variable rate for good credit consumers.  This means it will be subject to change if your credit rating is a higher risk.  You may also find that this particular deal is not offered, but a card is guaranteed to you for your situation.  The credit card annual percentage rate has universal default.  The rate can change if your credit history changes, becoming as high as 30 percent or more.  There is no cap on the interest rate that can be charged by any credit card company.
• Like most credit cards this has a rewards option.  To recap the introductory offers are the same as others on the market.  There may be slight differences hidden in the terms, but we were not able to find anything.  The rewards programme is for athletic equipment.  For every pound you spend you will receive a point.  The points can be earned on athletic purchases and other purchases.  The rewards points are redeemed via Wigan Athletic deals.  These deals can change over time and it will take a bit to procure enough points for certain offers.

The rewards programme is similar to others on the market as well.  The difference in the rewards is the fact that they are geared towards athletic equipment and athletic options such as tickets for certain sporting events.  The terms of this card are found to be really great, but there are other cards for other benefits.  For example if you want airline miles because you travel a great deal of the time this card is not going to be for you.  Those who love sports and athletic discounts will be enamoured with the card.  The terms on interest rate, fees, and other conditions are similar to what you have seen with other offers that are disappearing from the market.  We have given this card a great rating for rewards and introductory options, in terms that it warrants a further look by the right consumers.

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